Agency Management Software Built for Financial Precision
Manage client engagements, workforce rate cards, time logging, bank-linked expenses, and automated tax invoicing in a unified operating system.
100% Free · No credit card required · Zero arithmetic drift
Definition
What It Is
Agency management software provides an end-to-end operational and financial platform designed specifically for digital, marketing, software, and creative agencies.
Who It's For
Target Audience
Digital agency founders, operations directors, finance leads, and project managers running client service teams.
Core Advantage
Why It Matters
Eliminates fractured spreadsheets and legacy software silos by connecting project delivery directly to verified double-entry bank ledgers.
Agency Command Center
Unified Operational & Financial Control
Everything from billable hours to bank balance operates in sync.
Capabilities
Complete Agency Management Architecture
Project Engagement Models
Support Time & Materials, milestone-based Fixed Fee, and monthly recurring Retainers with milestone tracking and internal budget caps.
Multi-Tier Rate Cards
Manage contract-level rate overrides that cascade down to default organizational rate cards for every client and role.
Bank-Linked Expenses
Approved client expenses immediately deduct funds from linked bank ledgers and dynamically apply agreed client markups.
GST & TDS Tax Invoicing
Harvest billable hours and expenses into compliant tax invoices with automated CGST, SGST, IGST, HSN/SAC codes, and TDS calculations.
Automated Payment Reconciliation
Attach Razorpay payment links directly to client invoices with verified webhook handlers that instantly update bank ledgers.
Real-Time Project Profitability
Monitor gross margins and labor utilization in real time by comparing billable income against internal workforce cost rates.
Process
The Closed-Loop Agency Workflow
Scope & Contract Rates
Create client workspaces, configure specific rate cards or contract overrides, and establish Fixed Fee or Retainer milestones.
Deliver, Log & Approve
Team members log time via live timers or manual entry; managers review and approve timesheets and bank-linked expenses.
Invoice, Collect & Reconcile
Harvest approved items into GST invoices, collect via Razorpay, and verify deposits directly in your double-entry bank ledger.
Architecture
Related Financial Pillars
Frequently Asked Questions
Direct answers for agency operations and financial teams.
What makes Money OS different from generic project management tools?
Generic project management tools (like Asana or Trello) track tasks but have no concept of double-entry accounting, rate card hierarchies, or bank ledgers. Money OS connects delivery directly to financial statements and bank balances.
Does Money OS support both contractors and full-time employees?
Yes. Money OS provides Clerk-backed RBAC that differentiates between internal Portal Users with system access and external Billable-Only Contractors who log hours without requiring software seats.
How much does Money OS Agency cost?
Money OS is 100% free to use during our beta. There are no credit card requirements, no 14-day trial restrictions, and no artificial seat gates.