The Financial Operating System for Software Agencies
Manage engineering rate cards, dedicated developer pods, sprint milestones, cloud infrastructure pass-throughs, and project margins with zero drift.
100% Free · No credit card required · Zero arithmetic drift
Definition
What It Is
Money OS for software agencies is an integrated operational and financial platform that connects developer timesheets, sprint deliverables, and contractor cost rates to double-entry general ledgers.
Who It's For
Target Audience
Software development agencies, custom dev studios, devops consultancies, and IT staff-augmentation firms.
Core Advantage
Why It Matters
Guarantees developer labor profitability across complex sprint contracts, preventing expensive engineering overages and unbilled infrastructure costs.
Dev Shop Sprint Financials
Sprint 14: Mobile Core Architecture
Dedicated Engineering Pod · 4 Developers
Capabilities
Engineered for Software Studios
Role-Based Engineering Rates
Set differentiated billing rates for Principal Architects, Senior Fullstack Devs, QA Engineers, and UI Designers per client.
Sprint & Milestone Billing
Bill clients based on completed agile sprint cycles, deliverable acceptance gates, or bi-weekly T&M time logs.
Contractor vs Employee COGS
Accurately calculate real cost of goods sold (COGS) by mapping private contractor hourly invoices against client billing rates.
Cloud & License Pass-Throughs
Pass through AWS, Vercel, Supabase, and third-party API costs with agreed client markups directly on monthly development invoices.
Developer Utilization Rates
Track developer billable hours vs internal R&D, open-source work, and bench time to optimize agency hiring and pod staffing.
Real-Time Sprint Gross Margin
Know your exact gross profit per sprint before client invoices are issued, eliminating year-end margin surprises.
Process
Software Agency Delivery & Billing Cycle
Configure Pod & Rates
Set contract rate cards for developers, establish sprint cadence (bi-weekly or monthly), and define infrastructure caps.
Log Sprints & Dev Hours
Developers log time against epics and milestones; cloud infrastructure expenses are verified against linked checking accounts.
Harvest, Invoice & Settle
Generate GST-compliant tax invoices with Razorpay payment links and post verified payments directly to your general ledger.
Architecture
Related Financial Pillars
Frequently Asked Questions
Direct answers for agency operations and financial teams.
Can our developers log hours without seeing billing rates or financial balances?
Yes. The Billable Contractor role in Money OS gives developers access only to timesheets and assigned tasks, completely hiding billing rates, invoice totals, client contracts, and bank accounts.
How does Money OS handle staff augmentation vs fixed project contracts?
Money OS supports both: staff augmentation contracts run on Time & Materials with hourly timesheets, while bespoke software builds run on milestone-based Fixed Fee contracts.
Is Money OS for software agencies free?
Yes, 100% free during beta. You can manage unlimited developers, client workspaces, and projects without subscription fees.