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Money OSBeta

Bank-linked expense tracking,
re-engineered for speed.

Two-layer architecture connects operational spend directly to your double-entry accounts. When an expense is approved, money is automatically debited from the linked bank account with zero arithmetic drift.

Description & VendorLinked AccountMarkup & Client ChargeDebit Amount
AWS Server Hosting
HDFC Current Account
Internal Expense
-₹14,500
Stock Photography License
ICICI Operating
Billable (20% Markup → ₹6,000)
-₹5,000
Client Retainer Payment
HDFC Current Account
Core Income
+₹1,25,000
Figma Team Plan
Petty Cash
Internal Expense
-₹3,200

Direct Bank Account Linking

Approved expenses immediately debit from the verified bank or cash account, keeping your derived cash position accurate to the exact cent.

Automated Client Markup

Mark expenses as billable and define client markups (e.g. 20%). Money OS calculates client charge values automatically for 1-click invoice harvesting.

Referential Integrity Guards

Database-level guards prevent orphaning records or deleting accounts that have active transaction or expense history.

Dynamic Derived Balances

Balances are derived on the fly (Opening Balance + Total Credits − Total Debits), eliminating static balance divergence across screens.