Agency Payment Tracking with Instant Webhook Reconciliation
Get paid faster with hosted Razorpay payment links on every invoice. Confirmed settlements post automatically to your bank ledger without manual reconciliation.
100% Free · No credit card required · Zero arithmetic drift
Definition
What It Is
Agency payment tracking software manages client invoice settlement, handles payment gateway webhooks, and updates accounts receivable and cash bank balances automatically.
Who It's For
Target Audience
Agency founders, financial controllers, credit managers, and billing operations coordinators.
Core Advantage
Why It Matters
Eliminates manual payment matching and delayed bank reconciliation through cryptographic webhook handlers that automatically mark invoices paid.
Payment Reconciliation Feed
Settlement Webhook Stream
Verified Razorpay HMAC SHA-256 signatures
Capabilities
Payment Gateway Architecture & Webhooks
Embedded Razorpay Links
Generate dynamic payment links directly on web invoices and PDF exports, supporting UPI, credit cards, debit cards, and net banking.
Cryptographic Webhook Handlers
Razorpay payment confirmation payloads are verified using SHA-256 HMAC cryptographic signatures before any ledger write occurs.
Automatic Bank Ledger Credits
Once verified, payment captures immediately post debit to your linked bank asset account and credit to accounts receivable.
Overdue Receivables Aging
Monitor outstanding client balances across 30, 60, and 90-day aging buckets to protect agency working capital.
Partial Payment Handling
Accept client installment retainers or deposit payments with real-time remaining balance recalculation.
Zero Double-Posting Invariant
Idempotent webhook processing prevents duplicate ledger entries even if payment gateways retry webhook deliveries.
Process
How Automated Payment Reconciliation Operates
Client Receives Link
Client opens the invoice PDF or secure web portal and clicks the integrated Razorpay payment link.
Webhook Verification
Razorpay fires payment.captured webhook. Money OS validates signature, checks invoice ID, and verifies amount.
Ledger Settlement
Invoice status switches to Paid; double-entry journal records are written to cash and AR ledger accounts instantly.
Architecture
Related Financial Pillars
Frequently Asked Questions
Direct answers for agency operations and financial teams.
Do I need my own Razorpay account to collect payments?
Yes. You can connect your agency Razorpay API key and secret in your workspace settings. All client payments flow directly into your own Razorpay merchant account and bank accounts.
What happens if a payment webhook is delivered more than once?
Money OS implements strict idempotency guards (§99 / §113). If Razorpay retries a webhook for an already reconciled transaction, Money OS acknowledges the event with 200 OK without creating duplicate ledger entries.
Is Money OS payment tracking free?
Yes. Money OS does not take any percentage cut or transaction fee on top of your gateway. The platform is 100% free to use.